PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OR ACCESSING THIS WEBSITE ("THIS SITE"). BY USING OR ACCESSING THIS SITE, YOU ARE AGREEING TO THE TERMS OF USE LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS BELOW, PLEASE DO NOT USE OR ACCESS THIS SITE.
All contents of, and materials located on, this Site, including but not limited to the text, images and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of HS, its subsidiaries, affiliates (“HS”) and where applicable, the proprietary rights of the relevant third party providers. This means that you shall not without the express written consent of HS distribute the text or graphics to others or for any unlawful or unauthorized purpose; "mirror" or include this information on your own server or documents; or modify or re-use the text or graphics on this system. HS reserves all other rights. The HS logo is trademarks of HS.
All trademarks, service marks, logos and any other marks whatsoever are used for the benefit of their respective owners and are not intended to infringe the trademark of any such person.
HS or any of its relevant third party providers (as an intended third party beneficiary) may enforce its rights against you.
Nothing contained herein shall be construed as conferring by implication, estoppels, or otherwise any license or right under any patent, trademark, or proprietary rights of HS or of any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any HS copyright.
All information (including without limitation, specifications, descriptions and prices) appearing in this Site may be revised or withdrawn, in whole or in part, at any time without notice and shall not in any event form or constitute part of an offer or terms and conditions of a contract. By using this Site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current terms of use to which you are bound.
This section is applicable to registered users only.
You have been provided with an account ("Account"), user identification ("User ID") and password ("Password") specific to your Account which you may use to navigate on this Site.
HS shall be entitled to disclose the User ID, Password or Account contents to any third party if required to do so by any law, regulation or court order.
You shall:-In no circumstances shall HS be liable to you in any way whatsoever for any loss, damage, costs, and expenses incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, User ID or Password.
You shall have no rights, title, interests over your Account, User ID or Password. HS or its relevant third party providers shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, User ID or Password. HS shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, User ID or Password or the contents of the Account.
The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this Site. While HS (which shall include any of its relevant third party providers) has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors.
The information provided on this site is provided "AS IS", "AS AVAILABLE" and is provided by way of a simple summary. HS (which shall include any of its relevant third party providers) does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this Site, and HS expressly disclaims liability for errors or omissions in these materials. HS makes no commitment to update the information contained in this Site. Accordingly, you are advised to read the relevant prospectuses for further information.
All materials and contents found in this Site are strictly for information purposes only and should not be considered as an investment advice or recommendation, an inducement of offer, or solicitation, to deal in any of the funds or products found in this Site by HS or any of its relevant third party providers. Any forecasts or projections or forward looking statements made whether by HS or any other party in this Site are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies. These statements are only predictions and actual events or results may differ. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. You are advised to make your independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. Any opinion or estimate contained in this Site is made on a general basis and neither HS nor any of its staff, agents or Directors has given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Accordingly, HS expressly disclaims all liability for the use or interpretation by others of information contained in this Site or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Decisions based on information contained in this Site you're your sole responsibility, and in exchange for using this Site, you agree to hold HS, its subsidiaries and affiliates harmless against all and any claims for damages arising from any decisions that you make based on such information.
If you are accessing this Site from a jurisdiction outside of Hong Kong, you are responsible for compliance with the applicable laws and regulations of your jurisdiction. Please do not access this Site if the publication or availability of this Site is prohibited in your jurisdiction in any way.
Visitors to this site assume all responsibility and risk for the use of this site. HS, its subsidiaries and affiliates disclaim all warranties, representations and endorsements, express or implied, with regard to information accessed from or via this site, including but not limited to all express and implied warranties, including warranties of title, merchantability, fitness for a particular purpose, non-infringement, and freedom from computer virus. HS does not assume any liability or responsibility for the accuracy, completeness, or usefulness of the information disclosed at or accessed through this site. In no event shall HS be liable for any direct, special, indirect, or consequential damages, or any other damages of whatsoever kind resulting from whatever cause, including but not limited to loss of use, loss of profits, or loss of data, whether in an action under contract, negligence, or strict liability, or otherwise, arising out of or in any way in connection with the use or performance of the information on, or accessed through, this site.
Any advice or recommendation in the site has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk. In all cases, you should always seek the advice of professional advisers regarding the evaluation of any product or other financial instrument, report, index, advice, opinion or any other content.
Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks.
HS makes no representations whatsoever about any other web site which you may access through this Site. When you access a non- HS web site, please understand that it is independent from HS, and that HS has no control over the content on that web site. In addition, a link to a non- HS web site does not mean that HS endorses or accepts any responsibility for the content, or the use, of such web site and HS shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. HS makes no representation or warranty as to any third party products.
No hyperlinks to the Site or any of the internal or subsidiary pages within the Site, or framing of any content in the Site, shall be made by anyone unless with the prior consent of HS. Without prejudice to any of its other rights, HS may upon discovering such unauthorized linking or framing disable such links or frames.
The protection of privacy in relation to personal data is the concern of every person in the HS. We respect personal data privacy and are committed to fully implementing and complying with the data protection principles and all relevant provisions under the Personal Data (Privacy) Ordinance.
HS can collect, use and transfer personal information for any and all of the following purposes:
Your personal data may be transferred and disclosed to any of the following entities for the purposes mentioned herein, subject to applicable laws:
If you do not provide us the requested information, we may not be able to process your application or perform the requested services.
HS may transfer your name, contact information and information about the products you have purchased or services you have subscribed (included name of consultant from which such products or services were purchased or subscribed ) to other companies within HS, and other partnering financial institutions, for the purpose of providing you with marketing materials and/or services relating to those entities' insurance, mandatory provident fund, financial services or financial products or related wealth management products. However, HS will not disclose your personal information to any other third parties for direct marketing purposes without your consent. If you do not wish your data to be used for direct marketing purpose in the future, you may inform HS at Facsimile No. COFAX or write to us at COADDR_ENG
Subject to all relevant laws and the terms herein, in respect of Direct Marketing (as defined in "Personal Data (Privacy) Ordinance" and/or any amendments thereof), the following provisions apply:
You may inform HS if you wish to opt-out of our use of your personal data for any of the Direct Marketing purposes or if you wish to opt-out of any kind or means of transmission regarding Direct Marketing. In accordance with the terms of the said Ordinance, HS has the right to charge a reasonable fee for the processing of any data access request. HS may amend the Privacy Policy from time to time and the most recent version of the Privacy Policy shall govern.
By using and accessing this Site, you agree that it shall be governed by and construed in all respects in accordance with the laws of the Hong Kong Special Administrative Region of the People’s Republic of China (“Hong Kong”).